Driving lesson tips
At some complex junctions, there may be a series of mini-roundabouts at each intersection.
In these situations treat each mini-roundabout separately and follow the normal rules.
Mini roundabouts are often found in quieter residential areas, and due to their small size can often be confusing as to who has priority. Road markings might be difficult to see or completely worn away.
Just remember that you give way to the right, but be aware that often traffic can move fairly quickly in these areas and drive over the painted circle and not round it.
Larger vehicles can often have problems negotiating the narrow road, and watch out especially for vehicles using them to perform a U-turn.
Some vehicles may even stop partly round the roundabout and have to reverse before completing the manoeuvre. This is especially common in vehicles with a limited (small) turning ratio, in other words the wheels don’t turn far enough to the right or left to allow the manoeuvre to be performed in one go.
Many drivers even those that have years of experience at mini-roundabouts can be hesitant, and you can often find yourself sat looking at each other waiting for someone to make a move. In these situations put your best foot forward but move away steadily so that other know your intentions.
Double mini roundabouts can be really tricky, just remember to negotiate each one individually. Don’t rush onto them and keep an eye on other traffic. Get your speed on approach correct and you’ll have plenty of time to see the road markings, exits and other road users.
Lastly watch out for the Blue mini-roundabout signs, and if the junction is blind and you’re having difficulty seeing approaching traffic go steadily and look out for give way lines and other road marking to guide you.
We will have more driving lesson tips for you next week.
Insurance for young drivers
Telematics (the black box) insurance for young drivers offered for a yearly reduction in insurance costs good or bad?
Telematics insurance now accounts for a third of young drivers getting on the road. It’s been around five years, but only popular for three.
Companies like Ingenie have now installed over 100,000 boxes in young drivers cars.
The first year premium with the black box is on average £1,500 with an annual renewal premium of around £900.
There are a lot of fans for telematics insurance, but there are some downsides and pitfalls for both insurer and insured – lets take a look at them:
- Ingenie quote that Insurance has halved over the last 4 years, and crash frequency in their community has dropped by 40% compared with national statistics. Parents are getting peace of mind that their kids are safer and driving responsibly, and young drivers have got a better chance of getting on the road with cheaper insurance.
- The downside for insurers is that young drivers aren’t sticking with telematics as long as they would like. Ingenie quote that on average it’s 18 months – because once they start building up their driving history, the cost of having a box installed against not installed is narrowing, and people are showing a preference to pay a few pounds more to not have the box.
The big benefit of having telematics fitted is that it forces new drivers to look at the way they drive which in turn improves their driving and road safety.
Many argue that if insurance was a lower starting price, insurers could increase premiums for those that drove to a poor standard and reduce premiums for those driving at a good standard. This would un-doughtably be a fairer system to reward careful drivers.
It’s been suggested that parents can be against fitting telematics to shared cars – because they could be the ones being picked up for speeding or not driving in a sensible fashion. However I don’t entirely believe this to be true.
For lower cost insurance to be achieved their has to be a buy – in from the driver. It’s the responsibility of the insurance industry to treat customers fairly and reward those who show a good standard of driving over those that don’t, and telematics in new drivers cars might provide that valuable information.